How can a different mindset actually make me smarter financially? By observation. Yes, that’s right, it’s that simple. By observing your mindset, you create the potential for change. Maybe you’ve heard this before in Quantum Theory. If you haven’t, here it is in a nutshell: electrons behave differently  when they are observed (Observation Affects Reality)!… Read More


They’re doing okay, but they still face big challenges. Here are 6 tips for talking to your kids about saving! Fact: Kids today have inherited a very different world than the one their parents grew up in—whether we came of age in the 1960s, ’70s or ’80s. Fact: Despite their progressive social attitudes, Millennials (generally… Read More


Whether you’re saving for retirement, a wedding or even just a holiday, saving can be difficult. Half the time we’re fighting with the temptation to spend our hard earned cash on new clothes, tech or going out, and the other half the time we’re spending money fixing things that have gone wrong; the car, the… Read More


The beginning of the year is always a time of goals and resolutions. Everyone is brimming with endless possibilities, hoping to start afresh and make the most of the clean slate set before them. The euphoria of a new year usually has most people feeling that everything is possible and this year can be different… Read More


Think that rock-bottom, factory-closeout price is a great deal? Think again. If you learned to speak Minnesotan from Garrison Keillor on his iconic radio show, “A Prairie Home Companion,” you might know the difference between “not a bad deal” and “a heckuva deal.” But for the large swath of the population who don’t speak Minnesotan,… Read More


You’ve probably encountered Minimalism in the arts: visual artists like Frank Stella and Donald Judd, composers such as Philip Glass and Steve Reich, and writers including Raymond Carver or Richard Ford. But none of them are going to save you any money. There are tons of minimalist bloggers and lecturers, however, whose impassioned posts and… Read More


Starting a budget, paying off debt and building savings are some of the most common New Year’s resolutions.  According to a study by Fidelity(1), more than a third of Americans had a financial New Year’s resolution in 2017. They also found that the majority of people were able to stick to their resolution and save… Read More