Direct Access

Automatic downloading of bank transactions and financial activity. One service for all of your devices. Connects with over 14,000 Banks!

Import Your Financial Information

Direct Access is the easiest way to import your bank, investment and other transactions automatically into Banktivity. Direct Access makes sure your account balances stay up to date so you can make smarter financial decisions.

Now with Real Estate Estimates


Own a Home in the United States?

Direct Access subscribers can now have their real estate and home values updated automatically using Zillow’s estimates, fondly called “Zestimates."

Fine-Grained Data

The Details You Need

When we download transactions from a bank or brokerage, we pull the highest quality data. For example, for investment transactions we don’t just pull current holdings, we pull individual transactions, buys, sells, splits, etc so that your cost basis and ROI are accurate. And if you ever need to make a change, you can edit any transaction pulled down from Direct Access.

Build Wealth

Frequently Asked Questions

How do I buy Direct Access?


In-app Purchase

All Direct Access purchases can be made within the app, regardless of whether you use Banktivity for Mac, iPhone or iPad. One purchase on any device works across all of your devices.

Banktivity for Mac: To extend your subscription go to File > Manage Banktivity Services > Direct Access.

Banktivity for iOS. Tap the gear icon then tap “Subscription”.

Does one subscription work for all of my devices?

Works Across Devices

Yes, absolutely. Your Direct Access subscription is associated with your Banktivity ID. Just use the same Banktivity ID for Banktivity for Mac, iPhone and iPad and you will be able to update all of your accounts. And of course our free cloud sync will keep any changes you make in sync across all devices.

Build Wealth

What is the difference between Cloud Sync and Direct Access?


Cloud Sync

Cloud Sync is a free service that lets you keep all of your financial data in sync across your devices.

Direct Access

Direct Access is a service that allows you to download transactions from over 14,000 different banks and allows you to pull home prices from Zillow.

Why do you charge for Direct Access?

Cost Transparency

Some of our competitors offer similar services for “free.” But what they fail to mention is that they sell your financial data to advertisers which then try to convince you to buy financial products like insurance, more credit cards and loans. This isn’t our business model. The backend of our Direct Access service is powered by Yodlee. In order for everyone to stay in business, Yodlee charges us and since we can’t just eat this cost, we sell this optional service to our customers.

Build Wealth

Is Direct Access required?



Nope, you can import transactions using Direct Download* (aka Direct Connect or OFX), use the built-in web browser or enter transactions manually. However, Direct Access is certainly the most convenient way and often the most cost effective. *Many banks charge significantly more than the cost of Direct Access for integrated Direct Download connectivity.

More Money in Your Pocket

Our Direct Access fees are $44.99 per year, that’s about 12 cents a day. Direct Access can replace OFX/Direct Connect bank services and their fees which are usually are around $120.00 per year. Using our Direct Access service gives you an annual savings of $80.00 per year, per OFX bank!

How much does Direct Access cost?

Pennies a Day

Direct Access is just pennies a day. A year is $44.99, 90 days is $13.99 or 30 days for $5.99. All purchases can be made directly from within any app and one purchase works across all of your devices. Direct Access is not automatically renewed.


Banktivity personal finance app featured at Yahoo
Banktivity personal finance app featured at Forbes
Banktivity personal finance app featured at USA Today
Banktivity personal finance app featured at Business Insider
Banktivity personal finance app featured at Tech Times
Banktivity personal finance app featured at SFGate
Banktivity personal finance app featured at Bloomberg Radio
Banktivity personal finance app featured at AOL

Spring roadmap update

May 9, 2022 | 8 Comments

I’m writing today with an update on what we’ve been working on since our last blog post a couple of months ago. Before I discuss where...

Read blog

On Twitter

May 18, 2022, 06:23 PM

We could not #love this #Advertising from our friends @Apple anymore! #Privacy is King! .

Follow @IGGSoftware

IGG News and Promos

An honest mailing list, opt-in or out at anytime.