The recent debate about the rising level of student debt is a big cause for concern. Between the cost of tuition and other living related expenses, college will leave you with huge debts that will take you a long time to clear. Most parents are even preferring community college over universities as they also offer… Read More
Most people find the concept of envelope budgeting fairly intuitive. You put your money into various envelopes designated for various spending categories, like Rent, Groceries, Cell Phone, etc. When you spend from one of those categories, you take the money out of the appropriate envelope to cover the expense. This works if you have physical… Read More
As you look across the Internet for financial advice, most sites boil it down to a few simple guidelines: spend less than you earn, invest in yourself, and track your spending on a regular basis. The more you read through the long articles, the more you’re thinking to yourself: “That’s just common sense. I know… Read More
Your car breaks down or you are in an accident. You need a new car.! You procrastinate as long as possible because of the hassle you are going to face entering a car dealership. The pressure of negotiating and making sure your are getting a fair price is so daunting. But you need a new… Read More
This article was written for our Personal Finance 101 library by guest writer Brian Thomas. Cryptocurrencies operate as decentralized digital assets exchanged over the internet in the form of highly divisible coins. Many cryptocurrencies are backed up by blockchain technology which records their transactions into distributed ledgers. Starting with Bitcoin in 2009 and growing into… Read More
Personal finances are one of the leading causes of stress in relationships. In fact, it is estimated that 70% of married couples argue about their money, or lack thereof[1]. Unfortunately, couples often feel at odds with one another rather than a sense of partnership when it comes to addressing financial problems. “You need to get… Read More
I love coupons, I always have. It was so exciting to open the newspaper on Sundays or the mail on Tuesdays and see what treasures were in the coupon inserts that I could get for cheap or even free. I used to live in a giant apartment complex that had a recycling can in the… Read More
Toto, we’re not in Kansas anymore! Getting to financial stability these days is nothing like it was 50 years ago. Recently I was reading an article concerned with the rising levels of debt in all age groups ¹. It noted how the times have changed when it comes to employment and benefits, cost of living,… Read More
This Personal Finance 101 article focuses on upping your knowledge on all of the various retirement accounts that are available to people living in the US and Canada. If you are anything like me, you want to make sure that the next time a retirement account alphabet soup conversation starts up, you can jump right… Read More
Who couldn’t use some extra money, right? Maybe you have some unexpected expenses coming up and your zero-based budget can’t accommodate it. Or perhaps there is someone in your life that could use a few extra bucks and you want to help. Chances are you’re sitting on a gold mine of unwanted things right in… Read More
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December 3, 2020 | 65 Comments
The New Banktivity went live a little more than a month ago and we’ve already released five updates on Mac and iOS. (Including over 40...
January 19, 2021, 10:58 PM
Envelope Budgeting is a time-tested budgeting principle at the heart of Banktivity. You can learn all about it here… https://t.co/dAOYGsjb9o
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