Who couldn’t use some extra money, right? Maybe you have some unexpected expenses coming up and your zero-based budget can’t accommodate it. Or perhaps there is someone in your life that could use a few extra bucks and you want to help. Chances are you’re sitting on a gold mine of unwanted things right in… Read More
I’m a huge advocate of envelope budgeting. It’s a time-tested method at making sure you don’t spend more than you have. But envelope budgeting is more than that; it’s also a practical and philosophical money management strategy. It forces you to look at the money you have right now and decide how you should spend it,… Read More
Whether you’re saving for retirement, a wedding or even just a holiday, saving can be difficult. Half the time we’re fighting with the temptation to spend our hard earned cash on new clothes, tech or going out, and the other half the time we’re spending money fixing things that have gone wrong; the car, the… Read More
For many people, a budget is the driving force for taking control of their finances. It literally tells you how much you expect to earn, where you expect to spend it and where you’ve over- or under-spent. But in the world of budgets, are all budgets created equal? Why do some people try budgeting over… Read More