June 21st is the official first day of summer! Your kids will be out of school by then and summer boredom will be setting in. What are you going to do with them all summer? My daughter is only 2 but we still need activities. I like her to burn energy off and be ready… Read More


5 ways you can use your tax refund. Start a debt snowball to crush your debt. Invest in your retirement, and your family's happiness with a special vacation.

All of 2018 you anticipated how much you were going to get on your tax refund. Maybe you imagined blowing it all on a jet ski! My husband and I talk about what we are going to do with it all year, dreaming and planning. You have probably done your taxes by now and know… Read More


5 tips to hit our 2019 savings goals

New Year, new savings goals! Do you remember over the glass of champagne toasting to your loved ones on New Years Eve and telling yourself that 2019 was really the year you were going to get your savings in order? Now is the time to make a plan that you can stick with. Use our… Read More


We have 39 more days until Christmas! If you have been using Banktivity, you have set aside money each month and know how much is in your budget to spend on Christmas presents. Remember the days of Black Friday shopping, still being full from Turkey, mashed potatoes and pumpkin pie and heading over to Best… Read More


The recent debate about the rising level of student debt is a big cause for concern. Between the cost of tuition and other living related expenses, college will leave you with huge debts that will take you a long time to clear. Most parents are even preferring community college over universities as they also offer… Read More


Envelope Budgeting is easy ith Banktivity! Learn how to track your paycheck splits, and loan principle and interest.

Most people find the concept of envelope budgeting fairly intuitive. You put your money into various envelopes designated for various spending categories, like Rent, Groceries, Cell Phone, etc. When you spend from one of those categories, you take the money out of the appropriate envelope to cover the expense. This works if you have physical… Read More


How to Save Money for a Successful Future

As you look across the Internet for financial advice, most sites boil it down to a few simple guidelines: spend less than you earn, invest in yourself, and track your spending on a regular basis. The more you read through the long articles, the more you’re thinking to yourself: “That’s just common sense. I know… Read More


Tips on How To Buy a New Car and Save Money at the same time!

Your car breaks down or you are in an accident. You need a new car.! You procrastinate as long as possible because of the hassle you are going to face entering a car dealership. The pressure of negotiating and making sure your are getting a fair price is so daunting. But you need a new… Read More


How to use coupon apps to save more money!

I love coupons, I always have. It was so exciting to open the newspaper on Sundays or the mail on Tuesdays and see what treasures were in the coupon inserts that I could get for cheap or even free. I used to live in a giant apartment complex that had a recycling can in the… Read More


Learn about the different Retirement Accounts options avialble to you.

This Personal Finance 101 article focuses on upping your knowledge on all of the various retirement accounts that are available to people living in the US and Canada. If you are anything like me, you want to make sure that the next time a retirement account alphabet soup conversation starts up, you can jump right… Read More