How to Save Money for a Successful Future

As you look across the Internet for financial advice, most sites boil it down to a few simple guidelines: spend less than you earn, invest in yourself, and track your spending on a regular basis. The more you read through the long articles, the more you’re thinking to yourself: “That’s just common sense. I know… Read More


Tips on How To Buy a New Car and Save Money at the same time!

Your car breaks down or you are in an accident. You need a new car.! You procrastinate as long as possible because of the hassle you are going to face entering a car dealership. The pressure of negotiating and making sure your are getting a fair price is so daunting. But you need a new… Read More


Couples that budget together, stay together

Personal finances are one of the leading causes of stress in relationships. In fact, it is estimated that 70% of married couples argue about their money, or lack thereof[1]. Unfortunately, couples often feel at odds with one another rather than a sense of partnership when it comes to addressing financial problems. “You need to get… Read More


Life insurance should be a consideration in your overall personal finance plan

If you think of life insurance as a useless postmortem payday, consider these “pro” arguments. On the short list of things we don’t talk about in polite company, death and money rank pretty high. Perhaps that’s why life insurance, which involves both, doesn’t typically make for lively cocktail-party banter. If you’re among the 60 percent… Read More


Paying your bills on time isn’t always enough to keep a high rating. Watch out for these hidden pitfalls. You don’t need to be an MBA to know the best ways to damage your credit rating. It’s actually rather easy: Just fail to pay your bills on time (or, better yet, don’t pay them at… Read More


How can a different mindset actually make me smarter financially? By observation. Yes, that’s right, it’s that simple. By observing your mindset, you create the potential for change. Maybe you’ve heard this before in Quantum Theory. If you haven’t, here it is in a nutshell: electrons behave differently  when they are observed (Observation Affects Reality)!… Read More


They’re doing okay, but they still face big challenges. Here are 6 tips for talking to your kids about saving! Fact: Kids today have inherited a very different world than the one their parents grew up in—whether we came of age in the 1960s, ’70s or ’80s. Fact: Despite their progressive social attitudes, Millennials (generally… Read More


Whether you’re saving for retirement, a wedding or even just a holiday, saving can be difficult. Half the time we’re fighting with the temptation to spend our hard earned cash on new clothes, tech or going out, and the other half the time we’re spending money fixing things that have gone wrong; the car, the… Read More


The beginning of the year is always a time of goals and resolutions. Everyone is brimming with endless possibilities, hoping to start afresh and make the most of the clean slate set before them. The euphoria of a new year usually has most people feeling that everything is possible and this year can be different… Read More


Think that rock-bottom, factory-closeout price is a great deal? Think again. If you learned to speak Minnesotan from Garrison Keillor on his iconic radio show, “A Prairie Home Companion,” you might know the difference between “not a bad deal” and “a heckuva deal.” But for the large swath of the population who don’t speak Minnesotan,… Read More