Blockchain and Cryptocurrencies explained

This article was written for our Personal Finance 101 library by guest writer Brian Thomas.  Cryptocurrencies operate as decentralized digital assets exchanged over the internet in the form of highly divisible coins. Many cryptocurrencies are backed up by blockchain technology which records their transactions into distributed ledgers. Starting with Bitcoin in 2009 and growing into… Read More


Learn about the different Retirement Accounts options avialble to you.

This Personal Finance 101 article focuses on upping your knowledge on all of the various retirement accounts that are available to people living in the US and Canada. If you are anything like me, you want to make sure that the next time a retirement account alphabet soup conversation starts up, you can jump right… Read More


Life insurance should be a consideration in your overall personal finance plan

If you think of life insurance as a useless postmortem payday, consider these “pro” arguments. On the short list of things we don’t talk about in polite company, death and money rank pretty high. Perhaps that’s why life insurance, which involves both, doesn’t typically make for lively cocktail-party banter. If you’re among the 60 percent… Read More


Investing has never been easier for the general public. With the onset of online trading and various apps, it doesn’t take much to invest a little of your extra cash. But for many, the idea of investing immediately invokes walls of fear and the idea that it is too complex for a lay person.  In… Read More