June 21st is the official first day of summer! Your kids will be out of school by then and summer boredom will be setting in. What are you going to do with them all summer? My daughter is only 2 but we still need activities. I like her to burn energy off and be ready… Read More


Budgets are nothing to joke about—though British writer Sally Poplin once observed that while “some couples go over their budgets very carefully every month, others just go over them.” According to a 2013 Gallup poll, barely a third of Americans work with a household budget. Yet experts agree that keeping one is the best way… Read More


We have 39 more days until Christmas! If you have been using Banktivity, you have set aside money each month and know how much is in your budget to spend on Christmas presents. Remember the days of Black Friday shopping, still being full from Turkey, mashed potatoes and pumpkin pie and heading over to Best… Read More


The recent debate about the rising level of student debt is a big cause for concern. Between the cost of tuition and other living related expenses, college will leave you with huge debts that will take you a long time to clear. Most parents are even preferring community college over universities as they also offer… Read More


Envelope Budgeting is easy ith Banktivity! Learn how to track your paycheck splits, and loan principle and interest.

Most people find the concept of envelope budgeting fairly intuitive. You put your money into various envelopes designated for various spending categories, like Rent, Groceries, Cell Phone, etc. When you spend from one of those categories, you take the money out of the appropriate envelope to cover the expense. This works if you have physical… Read More


Couples that budget together, stay together

Personal finances are one of the leading causes of stress in relationships. In fact, it is estimated that 70% of married couples argue about their money, or lack thereof[1]. Unfortunately, couples often feel at odds with one another rather than a sense of partnership when it comes to addressing financial problems. “You need to get… Read More


Break the paycheck to paycheck cycle and find financial stablity with bettr money habits,

Toto, we’re not in Kansas anymore! Getting to financial stability these days is nothing like it was 50 years ago. Recently I was reading an article concerned with the rising levels of debt in all age groups ¹. It noted how the times have changed when it comes to employment and benefits, cost of living,… Read More


Exactly what is inflation? It’s a word we hear often and usually in a negative economical context. Simply put, inflation is an increase in the cost of goods and services. While no one likes to pay more for something, a low inflation rate (about 2%) is generally a sign of a healthy economy. While it’s… Read More


How can a different mindset actually make me smarter financially? By observation. Yes, that’s right, it’s that simple. By observing your mindset, you create the potential for change. Maybe you’ve heard this before in Quantum Theory. If you haven’t, here it is in a nutshell: electrons behave differently  when they are observed (Observation Affects Reality)!… Read More