Couples that budget together, stay together

Personal finances are one of the leading causes of stress in relationships. In fact, it is estimated that 70% of married couples argue about their money, or lack thereof[1]. Unfortunately, couples often feel at odds with one another rather than a sense of partnership when it comes to addressing financial problems. “You need to get… Read More


Break the paycheck to paycheck cycle and find financial stablity with bettr money habits,

Toto, we’re not in Kansas anymore! Getting to financial stability these days is nothing like it was 50 years ago. Recently I was reading an article concerned with the rising levels of debt in all age groups ¹. It noted how the times have changed when it comes to employment and benefits, cost of living,… Read More


How to Earn Extra Money

Who couldn’t use some extra money, right? Maybe you have some unexpected expenses coming up and your zero-based budget can’t accommodate it. Or perhaps there is someone in your life that could use a few extra bucks and you want to help. Chances are you’re sitting on a gold mine of unwanted things right in… Read More


Exactly what is inflation? It’s a word we hear often and usually in a negative economical context. Simply put, inflation is an increase in the cost of goods and services. While no one likes to pay more for something, a low inflation rate (about 2%) is generally a sign of a healthy economy. While it’s… Read More


How can a different mindset actually make me smarter financially? By observation. Yes, that’s right, it’s that simple. By observing your mindset, you create the potential for change. Maybe you’ve heard this before in Quantum Theory. If you haven’t, here it is in a nutshell: electrons behave differently  when they are observed (Observation Affects Reality)!… Read More


How I found myself in debt is a pretty common story for many. In fact it happened, almost unconsciously, while chasing The American Dream. I found a decent paying job, bought a house, went to college and started raising a family. After some years of climbing the corporate ladder, I realized that I was not… Read More


zero-based budgeting w/ Banktivity

When it comes to budgeting, most of us have a pretty general idea as to what that means. In fact you might have a simple budget where you set spending targets on certain categories, like groceries. When you’re over budget, well, you might remedy that by spending less next week (if you can get away… Read More


How to have a happy holidays without over spending

If you’re like most Americans, the celebration and sparkle of the holiday season will get the best of you. That’s right, chances are you’ll end up spending too much and out come those credit cards! You feel so good about the gifts you bought for everyone. But in January when your statements arrive, so does… Read More