Should you refinance your home? This is a big question on a lot of people’s minds. If you have been watching mortgage rates you have seen them fall and rise pretty drastically during the pandemic. So you ask yourself, is now the time to pull the trigger and refinance? My family bought our home about… Read More


Buying a new car can be scary. My family has been casually looking for a new car and while looking around I am finding that it would be much more economical to purchase from a private seller, but it’s nerve-racking. I’ve gained some insight into the process of buying a new used car that I… Read More


With people staying home more during the coronavirus pandemic, they are taking up hobbies. Many people have started to plant gardens reminiscent of the WWI and WWII era victory gardens. Victory gardens were planted on private and public land during war times to reduce the pressure on the public food supply brought on by war… Read More


The coronavirus pandemic has everyone staying home a lot more than they used to. People are spending their days differently based on their situations. Some parents have become full-time teachers for their children even while working from home. Some folks are drinking fine wines and craft brews and others are enjoying baking bread or learning… Read More


By now most of us have gotten our stimulus checks or are waiting on it to arrive. You either know how much your family is getting or have calculated how much you will be getting. And if you have kids, they are also getting a stimulus check. My husband asked our daughter how she is… Read More


This is a scary time for everyone and uncharted territory. Many companies have mandated voluntary or mandatory work from home programs during the coronavirus pandemic. This is brand new for a lot of people and if this is your new reality, you may not know where to start. IGG Software happens to be an expert… Read More


Food costs. It is probably your families’ largest bill after your mortgage or rent. My family used to spend a lot at the grocery store and eating out. It never seemed like a frivolous expense since you have to eat, right? It was easy for us to grab takeout on the way home or stop… Read More


save for college

Have you started to think about how your kids (or you!) are going to pay for college? I was able to put myself through college waiting tables at a well-known seafood restaurant in a small town in California and graduated with no student loans, yay me! Is that still a possibility for our children? As… Read More


How to have a happy holidays without over spending

Christmas and Hanukkah are coming! The stores in my area have their holiday displays up and are playing Christmas music. And Hallmark has started their holiday movies so we can find out if the small town boy and big city girl fall in love in the quaint little town over the holidays (spoiler alert –… Read More


Do you have someone that assists you with your personal finances? Have you thought that maybe you do need someone, but don’t know where to start? My family has used a financial planner to help us make big purchase decisions and investment decisions. Fortunately for us, my brother is our personal financial advisor, I trust… Read More